Topstep vs FTMO
How Topstep and FTMO compare on fees, safety, tools, mobile and regional availability — scored independently of any commercial relationship.
Affiliate disclosure: We may earn a commission if you open an account or sign up through links on this page. This does not cost you extra. Our rankings are based on our published methodology, not on commission amount.
| Overall score | 4.1/5 Better | 4.1/5 |
|---|---|---|
| Best for | US futures prop traders, Traders wanting a proven firm | Forex/CFD prop traders, Traders wanting a proven firm |
| Regulation & trust | 86/100 Better | 84/100 |
| Fees & hidden costs | 72/100 | 74/100 Better |
| Ease of use | 82/100 Better | 78/100 |
| Tools & features | 78/100 | 78/100 |
| Mobile app quality | 74/100 Better | 60/100 |
| Assets | Futures, Micro Futures | Forex, Indices, Commodities, Stocks, Crypto |
| Minimum deposit | None / varies | None / varies |
| Paper trading | Yes | Yes |
| Mobile app | Yes | Yes |
| Availability | United StatesUnited KingdomEuropean Union | United StatesUnited KingdomEuropean Union |
| Fees summary | Monthly Trading Combine subscription until you pass; no separate profit-split reduction beyond the published split. | One-time refundable evaluation fee by account size — about $155 (10k) up to $1,080 (200k), refunded with your first payout on the funded account. No monthly fees. |
| Protection | No SIPC/FSCS coverage — this is a contractual funded-account arrangement. | No SIPC/FSCS — prop-firm arrangements are contractual, not investor-protection-scheme covered. |
| Affiliate offer | Official link only | Official link only |
| Pros |
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| Cons |
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- Best for
- US futures prop traders, Traders wanting a proven firm
- Regulation & trust
- 86/100Better
- Fees & hidden costs
- 72/100
- Ease of use
- 82/100Better
- Tools & features
- 78/100
- Mobile app quality
- 74/100Better
- Assets
- Futures, Micro Futures
- Minimum deposit
- None / varies
- Paper trading
- Yes
- Mobile app
- Yes
- Availability
- United StatesUnited KingdomEuropean Union
- Fees summary
- Monthly Trading Combine subscription until you pass; no separate profit-split reduction beyond the published split.
- Protection
- No SIPC/FSCS coverage — this is a contractual funded-account arrangement.
- Affiliate offer
- Official link only
- Pros
- Long, stable track record
- Clear rules and strong education
- Well-suited to US futures traders
- Cons
- Monthly subscription during evaluation
- Futures only
- Consistency/scaling rules to learn
- Best for
- Forex/CFD prop traders, Traders wanting a proven firm
- Regulation & trust
- 84/100
- Fees & hidden costs
- 74/100Better
- Ease of use
- 78/100
- Tools & features
- 78/100
- Mobile app quality
- 60/100
- Assets
- Forex, Indices, Commodities, Stocks, Crypto
- Minimum deposit
- None / varies
- Paper trading
- Yes
- Mobile app
- Yes
- Availability
- United StatesUnited KingdomEuropean Union
- Fees summary
- One-time refundable evaluation fee by account size — about $155 (10k) up to $1,080 (200k), refunded with your first payout on the funded account. No monthly fees.
- Protection
- No SIPC/FSCS — prop-firm arrangements are contractual, not investor-protection-scheme covered.
- Affiliate offer
- Official link only
- Pros
- Long track record
- Transparent, well-documented rules
- Strong payout reputation
- Cons
- Not focused on US futures
- Two-step evaluation takes time
- CFD trading is high-risk
Our verdict
On our commission-independent scoring, Topstep edges ahead overall (4.1/5 vs 4.1/5). But the right choice depends on your priorities: consider Topstep for us futures prop traders, and FTMO for forex/cfd prop traders. Rankings are never affected by commissions.
Affiliate disclosure: We may earn a commission when you click some links on our site. This does not cost you extra. Our comparisons are educational and transparent, and our rankings are not affected by commissions.
Risk warning: Trading stocks, options, futures, forex, crypto, CFDs and funded accounts involves risk. You can lose money. This website is educational only and does not provide financial, investment, tax or legal advice.
Funded trading programs have rules, fees, drawdown limits, payout conditions and restrictions. Read the provider's terms before buying a challenge or plan.